Terms and Conditions

Acceptance of Terms

By accessing and using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

If you do not agree with any part of these terms, please do not use our services.

Definitions

For the purposes of these Terms and Conditions

• "Service": refers to our financial planning consultation services provided through subscription
• "User" or "Client": refers to any individual or entity accessing our website or using our services
• "Content": refers to all information, materials, and resources available through our website and services
• "Agreement": refers to these Terms and Conditions along with our Privacy Policy and other applicable policies

Use of Our Service

Our financial planning consultation services are subject to the following terms

Eligibility

You must be at least 18 years of age and have the legal capacity to enter into this agreement

18+ only

Account Responsibilities

• You are responsible for maintaining the confidentiality of your account information
• You agree to provide accurate and complete information during consultations
• You must notify us immediately of any unauthorized use of your account

Prohibited Uses

You may not use our services for any unlawful purpose or in any way that could damage our reputation or services, including

• Providing false or misleading information
• Attempting to gain unauthorized access to our systems
• Using our services to violate any applicable laws or regulations
• Harassing or threatening our staff or other clients
• Reverse engineering or copying our proprietary methods

Intellectual Property Rights

All content, trademarks, and intellectual property on our website and in our services remain the exclusive property of thalexorivun or our licensors.

User-Generated Content

Any information or content you provide during consultations remains your property

You grant us a limited license to use this information solely for providing our services to you

You are responsible for ensuring all information you provide is accurate and lawful

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy.

Please review our Privacy Policy for detailed information about our data practices Privacy Policy

Service Disclaimers

We do not warrant that our services will meet your specific requirements or that results will be achieved

Individual results may vary based on personal circumstances, market conditions, and adherence to guidance provided.

Limitation of Liability

To the maximum extent permitted by Australian law, our liability to you for any damages arising from the use of our services is limited to the amount you paid for our services in the 12 months preceding the claim.

Our total liability shall not exceed $1,000 AUD in any circumstances

Indemnification

You agree to indemnify and hold harmless thalexorivun from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently

Arbitration Agreement

Alternative Dispute Resolution

Termination

Either party may terminate this agreement at any time with 30 days written notice

Upon termination, your access to our services will cease, but these terms will continue to apply to any prior use

Governing Law

Australian Consumer Law and relevant state and territory legislation apply to all services and interactions

These terms are governed by Australian law and subject to the jurisdiction of Australian courts

Changes to Terms

We reserve the right to modify these terms at any time to reflect changes in our services or legal requirements.

We will notify you of material changes by posting updated terms on our website with a new effective date

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and thalexorivun regarding our services.

Contact Information

For questions about these Terms and Conditions, please contact us using the information provided on our website